Nassau County · Area guide
Living on Amelia Island & in Fernandina Beach
What it's like, how the island and the town differ, and what to check before you buy here.
[Your photo: Fernandina's Centre Street or the beach at Main Beach Park]
What to check before you buy here
An island and a coastal town come with questions an inland home doesn't.
- Flood zone. Look up the address on the FEMA flood map before you tour. It changes your insurance cost.
- Insurance quote. Get a homeowners and wind quote before you make an offer, not after.
- Elevation and age of the home. Both affect insurance and what an inspector looks for.
- HOA rules. Many communities limit rentals, boats, fences and exterior changes.
- Short-term rental rules. Check city and county rules if you plan to rent the home.
Watch the video guide
A walk through the island and town: where people live, what it costs to insure, and what surprised me.
More videos on YouTube →Have a question about Amelia Island?
Ask it in the group. Locals and people making the move answer too.